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Financial Tools & Calculators for Smarter Money Decisions in India

Finanjo offers a complete suite of free financial calculators and money planning tools designed for Indian investors, salaried employees, self-employed professionals, and families. Whether you are investing, borrowing, or saving tax, our tools help you make confident and informed financial decisions.

Investment Calculators

Plan long-term wealth creation and secure your financial future using our investment calculators. These tools help estimate returns, maturity values, and retirement corpus based on real-world Indian investment products. We have a range of investment calculators to help you make informed decisions.

• SIP Calculator: Estimate mutual fund SIP returns, total investment value, and long-term wealth growth.
• FD Calculator: Calculate fixed deposit maturity amount, interest earned, and effective yield.
• RD Calculator: Find recurring deposit maturity value with compounding interest.
• PPF Calculator: Project long-term PPF corpus based on yearly contributions.
• EPF Calculator: Estimate employee provident fund balance growth.
• NPS Calculator: Calculate retirement corpus and pension outcomes under NPS.
• Sukanya Samriddhi Yojana Calculator: Plan savings for your daughter’s future under SSY.

Loan & EMI Calculators

Understand your borrowing costs before taking a loan. Our EMI calculators help you estimate monthly repayments, total interest payable, and loan timelines.

• Home Loan EMI Calculator: Calculate EMIs, interest breakup, and amortization schedule.
• Car Loan EMI Calculator: Plan your car purchase with accurate EMI and payoff details.
• Personal Loan EMI Calculator: Estimate EMIs and interest for short and mid-term loans.

Tax & Benefits Tools

Simplify tax calculations and employee benefits planning using tools built specifically for Indian tax laws and salary structures.

• GST Calculator: Calculate GST inclusive and exclusive prices with tax breakup.
• Gratuity Calculator: Compute gratuity based on tenure and last drawn salary.
• Rent Receipt Generator: Generate rent receipts for HRA tax exemption claims.

Why Understanding Saving, Investing & Borrowing Matters

Managing money effectively starts with understanding how saving, investing, and borrowing work in real-life scenarios. Financial calculators help individuals explore different financial outcomes, compare options, and improve overall financial awareness — without offering personalized financial advice.

• Learn how regular savings and long-term investing can impact future financial goals.
• Understand how interest, compounding, and time affect investment growth.
• Explore how loans, EMIs, and interest costs work before making commitments.
• Gain clarity on common Indian financial products used for tax planning and retirement preparation.
• Improve financial literacy through calculations based on standard formulas and publicly available rules.

Frequently Asked Questions