Personal Finance

Personal Finance Articles

Practical guides to help you manage money wisely in everyday life. From budgeting tools and savings strategies to understanding credit scores, net worth, taxation, and banking products, we simplify personal finance for real-world decisions. Learn how to track expenses, build financial discipline, choose the right accounts and apps, and grow your financial confidence step by step.

33 articles in Personal Finance

Personal Finance

Credit Card Complete Guide (2025): Eligibility, Benefits, Fees, Types, Credit Limit, and other Important Terms

10 min read

Credit cards are among the most versatile and rewarding financial tools available today. Whether you want to earn cashback, collect air miles, enjoy premium…

Finanjo Team

Nov 27, 2025

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Personal Finance

Understanding Salary Structure: Components, Calculations, Allowances, and Deductions

10 min read

Ever opened your salary slip and felt completely lost? Your pay isn’t just a number it’s a mix of components, allowances, and deductions that…

Palak Chetwani

Nov 26, 2025

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Personal Finance

30 Personal Finance Rules Every Indian Should Follow to Build Wealth in 2025

10 min read

Financial success is not about luck. It is about following certain principles – tested, proven, and refined over decades by economists, financial planners, and…

Finanjo Team

Nov 24, 2025

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Personal Finance

How to Make Money Selling E-Books in 2025: A Beginner-Friendly Guide to Building Passive Income

9 min read

What if one digital file on your laptop could become a steady income stream that pays you every single day. Even when you’re sleeping,…

Palak Chetwani

Nov 21, 2025

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Personal Finance

CTC vs In-hand Salary: Difference between CTC and In-hand Salary

8 min read

If you’re starting a new job or negotiating your salary, one of the most confusing things you’ll see is the difference between CTC and…

Prerna

Nov 20, 2025

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Personal Finance

Earn money through your Photography: Best Ways to Sell Stock Photos Online

10 min read

Are your best photos just sitting on your phone or hard drive, gathering digital dust? What if those same shots could start earning you…

Palak Chetwani

Nov 14, 2025

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Personal Finance

Content Creation Guide for Beginners: Ways to Earn money in 2025

10 min read

In today’s digital jungle, content isn’t just king, it’s the entire kingdom. From Instagram reels to long-form blogs, every scroll and swipe is a…

Palak Chetwani

Nov 13, 2025

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Personal Finance

Affiliate Marketing: What it is and How to earn money through it in 2025 ?

10 min read

Affiliate marketing is one of the easiest ways to earn money online, even while you sleep! It’s a performance-based marketing model where you promote…

Palak Chetwani

Nov 13, 2025

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Personal Finance

Top 10 Personal Finance Management (PFM) Apps in India (2025) – Track, Budget & Manage Money Smarter

10 min read

Managing money in India used to mean writing expenses in a diary, checking bank passbooks, or waiting for SMS alerts to know your balance.…

Palak Chetwani

Nov 08, 2025

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Personal Finance

30 Smart Passive Income Ideas for Indians in 2025

10 min read

Let’s be honest, who doesn’t want to make money without constantly working for it? In 2025, passive income isn’t just a buzzword anymore; it’s…

Palak Chetwani

Nov 05, 2025

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Personal Finance

CIBIL Score vs Credit Score vs Credit Report: Decoding Your Financial Identity

10 min read

If you want to take control of your finances, the first step is understanding your creditworthiness. You’ve probably heard terms like credit score, CIBIL…

Palak Chetwani

Nov 05, 2025

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Personal Finance

Decode Your Credit Score: What Each Range from 300–900 Says About You

9 min read

Do you know the single most important number that can decide whether your dream home, car, or credit card gets approved? It’s your credit…

Palak Chetwani

Nov 01, 2025

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