sahil

sahil is a financial expert and contributor to the Finanjo blog, sharing insights and practical advice to help readers make informed financial decisions. sahil has 49 articles on the Finanjo blog.

49 Articles

7 Categories

Topics Covered

Personal FinanceInvestmentsLoansGovernment DocumentsWealth and Net WorthAccount AggregatorTax

Articles by sahil

Personal Finance

CIBIL vs Experian vs CRIF vs Equifax – Which Credit Score Is Correct in India?

7 min read

When you check your credit score on different platforms, it is common to see CIBIL, Experian, CRIF High Mark, and Equifax showing different numbers.…

sahil

Dec 02, 2025

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Personal Finance

Credit Score: Soft Inquiry vs Hard Inquiry

5 min read

Every time your credit score or credit report is checked, the inquiry is classified as either a soft inquiry or a hard inquiry. Understanding…

sahil

Nov 29, 2025

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Investments

Fixed Deposits (FD) : Types, Calculation, Interest Rates, and Taxes (2025)

21 min read

Fixed Deposits (FDs) remain one of the most trusted and popular investment options in India in 2025, offering a perfect blend of safety, stability,…

sahil

Nov 28, 2025

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Personal Finance

Credit Card Complete Guide (2025): Eligibility, Benefits, Fees, Types, Credit Limit, and other Important Terms

34 min read

Credit cards are among the most versatile and rewarding financial tools available today. Whether you want to earn cashback, collect air miles, enjoy premium…

sahil

Nov 27, 2025

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Investments

Recurring Deposits (RD): Eligibility, Calculation, and Bank-Wise Interest Rates 2025

11 min read

Recurring Deposits (RDs) continue to be one of the most reliable and discipline-friendly savings instruments in India in 2025. For monthly savers who prefer…

sahil

Nov 26, 2025

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Personal Finance

30 Personal Finance Rules Every Indian Should Follow to Build Wealth in 2025

34 min read

Financial success is not about luck. It is about following certain principles – tested, proven, and refined over decades by economists, financial planners, and…

sahil

Nov 24, 2025

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Loans

Documents Required for Home Loan in India (2025)

10 min read

Applying for a home loan is easier when you have every document ready. Lenders check identity, income, property papers and others before they sanction…

sahil

Nov 20, 2025

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Government Documents

Documents Required for Pan Card Application (2025)

8 min read

PAN (Permanent Account Number) is a 10-character alphanumeric identity issued by the Income Tax Department. It is mandatory for tax filing, opening certain bank…

sahil

Nov 19, 2025

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Government Documents

Documents Required for Birth Certificate Application in India (2025)

11 min read

A birth certificate is one of the most important legal documents you or your child will ever need. It proves your date of birth,…

sahil

Nov 19, 2025

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Government Documents

Documents Required for Passport in India (2025): Checklist, Application Process, and Fees

13 min read

Getting an Indian passport is simple when you know the correct documents to prepare. A passport is an official identity and travel document issued…

sahil

Nov 17, 2025

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Investments

EPF Balance Check: Check PF Balance With and Without UAN Number

11 min read

The Employees’ Provident Fund, commonly known as EPF, is one of the most important retirement savings schemes for salaried employees in India. Every month,…

sahil

Nov 15, 2025

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Investments

Employees Provident Fund (EPF) Guide – Calculation, Employer Split, Examples and FAQs

10 min read

The Employees’ Provident Fund (EPF) is one of the most trusted retirement savings schemes for salaried employees in India. Managed by the Employees’ Provident…

sahil

Nov 14, 2025

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