Insurance

Insurance Articles

Explore how insurance works across health, life, motor, and business needs. Learn how coverage decisions are made, why premiums differ, and how to evaluate plans with confidence.

13 articles in Insurance

Insurance

Claim Settlement Ratio – What It Means and How to Read It Properly?

8 min read

Picture Credit – Reddit Try picturing this for a moment. A man sits at home scrolling through a message from his insurance company, still…

aditimishra

May 13, 2026

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Insurance

Riders in Insurance – What They Are and When You Actually Need Them?

10 min read

Raj had just finished buying his first term policy without riders in insurance. For a moment it felt oddly satisfying. Not exciting exactly. But…

aditimishra

May 10, 2026

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Insurance

Buying Health Insurance Online vs Through an Agent – The difference

10 min read

We all know that one chacha ji. The one who becomes quietly interested in your finances the moment your salary starts sounding respectable. The…

aditimishra

May 09, 2026

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Insurance

Why Should Gen Z Get Best Term Insurance with First Salary?

10 min read

First salary lands and something shifts. The number sitting in the bank account feels small and huge at the same time. Small when compared…

aditimishra

May 09, 2026

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Insurance

Health Insurance or Term Insurance with First Salary?

9 min read

At Finanjo, there is a pattern that shows up again and again in early careers. The first salary is expected to change spending. It…

aditimishra

Apr 20, 2026

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Insurance

10 Important Things To Consider Before Buying Your First Health Insurance

10 min read

At Finanjo, we often notice something about the first few years of someone’s career. Financial decisions rarely arrive as part of a grand and…

aditimishra

Apr 08, 2026

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Insurance

10 Things To Consider Before Buying First Term Insurance

10 min read

“What do you mean you do not have term insurance?” Buying your first term insurance policy often feels like one of those financial decisions…

aditimishra

Mar 31, 2026

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Insurance

Importance of Health Insurance: How Medical Inflation is Destroying Savings in India?

10 min read

At Finanjo, we spend a fair amount of time interacting with young professionals across India about money. Salary growth, investing, budgeting, taxes, life insurance,…

aditimishra

Mar 29, 2026

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Insurance

Why should Young Earners consider Life Insurance early in their career

10 min read

Shubham had just received his first meaningful annual bonus. Not the kind of money that makes someone quit their job or suddenly plan a…

aditimishra

Mar 27, 2026

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Home Insurance

How to Claim SBI General Home Insurance ?

8 min read

SBI General Home Insurance provides is a comprehensive offering that protects your home and its contents against unexpected and unfortunate events. It typically covers…

eklavya

Sep 17, 2025

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Home Insurance

How to claim ICICI Lombard Home Insurance ?

7 min read

ICICI Lombard Home Insurance is a joint venture between ICICI Bank and FairFax Financial Holdings Limited. Home Insurance provides financial protection to homeowners against…

eklavya

Aug 29, 2025

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Home Insurance

How to claim Bajaj Allianz Home Insurance?

7 min read

Bajaj Allianz Home Insurance provides financial protection to your home from unforeseen events such as natural disasters, fire, theft, or damage to the building…

eklavya

Aug 29, 2025

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